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Digital Retirement
A comprehensive digital retirement planning solution that provides tailored, tax-optimized investment recommendations across all retirement phases—accumulation, at-retirement, and decumulation.
Digital Retirement is an online retirement planning and investing solution that considers an individual’s retirement income/expense needs, lifestyle and other circumstances and offers suitable product and tax optimised recommendations throughout the accumulation, at-retirement and decumulation phases. This solution can be delivered entirely digitally or, in some cases, in a semi-automated manner through human adviser interaction to deal with complex scenarios.
Digital Retirement is typically powered by a centralised investment proposition (CIP) and implemented with multiple strategies (Model Portfolios, DFMs, Multi-Asset Funds). In many cases, those investment recommendations may need to be compared with annuities and other products on offer to meet the regulatory needs regarding at-retirement and decumulation phases.
There is a significant growth in digital retirement solutions due to the growing number of savers opting to control their retirement finances flexibly by converting their pensions from DB to DC schemes. Investors are seeking greater pension transparency and better access to retirement planning advice. Our solutions allow firms to efficiently engage with customers through the accumulation, at-retirement and decumulation phases.
More Than Just Business Solutions
Certified for ISO 9001:2015 and ISO 27001:2013, ensuring robust quality and security standards.
We develop our solutions in-house, providing swift training and support with full knowledge.
Offering integrated SaaS, REST API modules, cloud-native, and on-premise solutions for flexibility.
Experienced in financial services, serving clients from enterprise to owner-led firms with expertise.
Our flexible technology enables custom digital propositions to help clients differentiate.
Independent and employee-owned, focusing on long-term partnerships and client success.
We innovate and support clients' digital strategies from planning to execution.
Providing ongoing, personalised support and continuous platform enhancements for clients.
Certified for ISO 9001:2015 and ISO 27001:2013, ensuring robust quality and security standards.
We develop our solutions in-house, providing swift training and support with full knowledge.
Offering integrated SaaS, REST API modules, cloud-native, and on-premise solutions for flexibility.
Experienced in financial services, serving clients from enterprise to owner-led firms with expertise.
Our flexible technology enables custom digital propositions to help clients differentiate.
Independent and employee-owned, focusing on long-term partnerships and client success.
We innovate and support clients' digital strategies from planning to execution.
Providing ongoing, personalised support and continuous platform enhancements for clients.
Certified for ISO 9001:2015 and ISO 27001:2013, ensuring robust quality and security standards.
We develop our solutions in-house, providing swift training and support with full knowledge.
Offering integrated SaaS, REST API modules, cloud-native, and on-premise solutions for flexibility.
Experienced in financial services, serving clients from enterprise to owner-led firms with expertise.
Our flexible technology enables custom digital propositions to help clients differentiate.
Independent and employee-owned, focusing on long-term partnerships and client success.
We innovate and support clients' digital strategies from planning to execution.
Providing ongoing, personalised support and continuous platform enhancements for clients.
Personalized Digital Retirement Strategies
An intelligent platform that evaluates income needs, lifestyle, and other factors to deliver optimized retirement investment and tax-efficient recommendations.
Multi-Strategy Portfolio Management
Powered by a centralized investment proposition (CIP), incorporating Model Portfolios, DFMs, and Multi-Asset Funds, while comparing options like annuities for optimal outcomes.
Support Across All Retirement Phases
Guiding individuals from wealth accumulation to retirement income planning and decumulation, ensuring financial security at every stage.
Seamless Digital & Adviser-Led Guidance
A fully digital or semi-automated solution that combines technology with human expertise to handle both simple and complex retirement scenarios.
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