Digital Retirement

What is a Digital Retirement Solution?

Digital Retirement is an online retirement planning and investing solution that considers an individual’s retirement income/expense needs, lifestyle and other circumstances and offers suitable product and tax optimised recommendations throughout the accumulation, at-retirement and decumulation phases. This solution can be delivered entirely digitally or, in some cases, in a semi-automated manner through human adviser interaction to deal with complex scenarios.

Digital Retirement is typically powered by a centralised investment proposition (CIP) and implemented with multiple strategies (Model Portfolios, DFMs, Multi-Asset Funds). In many cases, those investment recommendations may need to be compared with annuities and other products on offer to meet the regulatory needs regarding at-retirement and decumulation phases.

There is a significant growth in digital retirement solutions due to the growing number of savers opting to control their retirement finances flexibly by converting their pensions from DB to DC schemes. Investors are seeking greater pension transparency and better access to retirement planning advice. Our solutions allow firms to efficiently engage with customers through the accumulation, at-retirement and decumulation phases.

User Portals Provided

Client/investor portal

ADVISER portal (OPTIONAL)

PRODUCTs/PORTFOLIOS portal

Administration portal

Key Features

CASE STUDY

See how we helped a firm launch their Digital Retirement Solution

Project Info

One of the asset managers set out to create a digital retirement platform in their market to provide individuals who are about to retire with pension decumulation options both digitally and through a financial planner. The project named ‘My Retirement Solution’ was worked on and launched during the tough covid times.

Client

EMEA Asset Manager

Industry

Asset Management

Year

2020

Service

Business Model,
API Modules,
STP Integrations,
Infra & Deployments

For Full Details

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Our Solution

The solution we offered had to be one that complemented their existing business. Therefore, working together, we recognised that the business model had to be powered by our APIs and had to serve both in a purely digital manner and when offered the solution through internal financial planners and third-party financial planners. Going live with this solution is an excellent outcome, considering the challenging conditions covid-19 posed to project timelines and staff morale.

Launched Capabilities

OUR WAY

Learn about our flexible ways of delivering your solution

Implementation Options

End-to-End fully integrated

API-based with your UI/UX

A combination of both methods

Deployment Options

On-Cloud
Private Instances

On-Premise Instances

A combination of both methods

Scalable Pricing Options

Monthly Licencing and Support

Annual Licencing and Support

Other Combination Options

we collaborate

Let's launch your Digital Retirement Solution