Digital Retirement

Digital Retirement Solution

Digital Retirement is an online retirement planning and investing solution that considers an individual’s retirement income/expense needs, lifestyle and other circumstances and offers suitable product and tax optimised recommendations throughout the accumulation, at-retirement and decumulation phases. This solution can be delivered entirely digitally or, in some cases, in a semi-automated manner through human adviser interaction to deal with complex scenarios.

Digital Retirement is typically powered by a centralised investment proposition (CIP) and implemented with multiple strategies (Model Portfolios, DFMs, Multi-Asset Funds). In many cases, those investment recommendations may need to be compared with annuities and other products on offer to meet the regulatory needs regarding at-retirement and decumulation phases.

There is a significant growth in digital retirement solutions due to the growing number of savers opting to control their retirement finances flexibly by converting their pensions from DB to DC schemes. Investors are seeking greater pension transparency and better access to retirement planning advice. Our solutions allow firms to efficiently engage with customers through the accumulation, at-retirement and decumulation phases.

User Portals Provided

Client/investor portal

ADVISER portal (OPTIONAL)

PRODUCTs/PORTFOLIOS portal

Administration portal

KEY FEATURES & CASE STUDY

Learn how we helped a firm launch their Digital Retirement solution

We’ve written a guide listing the main features of our solution, our ways of delivering flexibly, and a client case study to help you get started. Please complete the form to download our guide.

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